Why Consider Citizenship by Descent?

  • Gain a second passport without relocating.
  • Access visa-free travel to 100+ countries.
  • Open doors to international investment and banking.
  • Preserve generational wealth and legacy.
  • Reduce tax exposure and protect assets globally.

Qualifications for Citizenship by Descent

  • Parent Only: Argentina, Armenia, Austria, Brazil, Czech Republic, France, Germany, Ghana, Israel (1st gen only), United Kingdom (varies by year born)

  • Parent or Grandparent: Ireland, Italy, Spain, Hungary (may require language knowledge)

  • Up to Great-Grandparent: Croatia, Greece, Lithuania (ancestor citizen before 1940), Romania, India (OCI; not full citizenship)
  • Pre-WWII or Earlier Ancestor Required: Poland (must prove pre-WWII ancestor with unbroken citizenship)

  • Heritage-Based (Not Direct Lineage): Portugal (Sephardic Jewish descent with community connection), Spain (Sephardic Jewish descent with exams), Germany (Holocaust descendant restitution), Austria (Holocaust descendant restitution), Israel (Jewish heritage via Law of Return)

Benefits for High-Earning Investors

  • Asset Protection: Diversify outside U.S. jurisdiction.
  • Investment Access: Purchase real estate in restricted countries.
  • Estate Planning: Pass citizenship to children.
  • Tax Efficiency: Lower or no capital gains/inheritance tax in some jurisdictions.
  • Lifestyle: Live, work, and retire in the EU or other desirable nations
  • Identify ancestry and qualifying lineage.
  • Gather birth, marriage, and death records.
  • Work with a specialized citizenship law firm (which we can refer).
  • Submit application to the consulate or foreign ministry.
  • Expect 6–24 months for approval, depending on the country.

How to Start

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Information deemed reliable, but not guaranteed. Not intended to solicit sellers or buyers under written contract with another REALTOR®.
Steve Luther
Chief Troublemaker
CHORD Real Estate, LLC
Independently owned and operated.
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Ashley Luther
COO/Managing Broker
CHORD Real Estate, LLC
Independently owned and operated.
713 18th Ave S, Nashville, TN 37203